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Vidensbank og guides
Reglerne om a-kasse og dagpenge er svære at gennemskue. Disse guides beskriver det faktuelle: hvad reglerne siger, hvad tallene er, og hvad du selv skal gøre for at bevare din ret.
Det grundlæggende
What is an A-kasse? Denmark's Unemployment Insurance Explained
An a-kasse (arbejdsløshedskasse) is a private, state-supervised unemployment insurance fund. You pay 513–573 DKK a month in our comparison, and once you have 12 months of membership and meet the income requirement of 286,632 DKK over three years you can claim dagpenge — a standard maximum of 22,041 DKK a month before tax for full-time insured members — for up to two years within three years.
Læs guide →How to Join an A-kasse in Denmark: Step-by-Step Guide
To join an a-kasse you need a CPR number and MitID, then complete the fund's online form — around ten minutes. Membership starts the day the fund receives your application, and that date starts your 12-month qualifying period, so join on your first working day in Denmark.
Læs guide →A-kasse for Internationals: Rules for EU and Non-EU Workers
Any foreigner living and working in Denmark with a CPR number can join an a-kasse on the same terms as Danish citizens. EU/EEA citizens can transfer insurance periods from their home country using a PD U1 document; non-EU citizens need a residence permit that allows work and must keep that permit valid to claim dagpenge.
Læs guide →What is a Fagforening? Danish Trade Unions vs A-kasse
A fagforening is a trade union: it negotiates collective agreements, checks your contract and represents you in disputes with your employer. An a-kasse only insures your income. They are separate products with separate fees, and you can buy either one alone.
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Ledighed og dagpenge
Dagpenge Rate 2026: How Much Unemployment Benefit You Get
The standard maximum rate for full-time insured members is 22,041 DKK a month before tax in 2026 (about 5,085 DKK a week), equal to 90% of your previous salary up to that ceiling. Your own rate depends on your circumstances: part-time insured members get up to 14,694 DKK, members who meet the conditions for the employment supplement (beskæftigelsestillæg) up to 26,198 DKK for the first three months, and recent graduates fixed graduate rates.
Læs guide →What is Dagpenge? Denmark's Unemployment Benefit in Plain English
Dagpenge is Denmark's unemployment benefit, paid monthly by your own a-kasse — not by the municipality. You are entitled to it if you have been an insured member for 12 months, meet the work requirement, are registered as a jobseeker on Jobnet.dk and are actively looking for work.
Læs guide →Jobnet.dk and Joblog: What You Must Do Every Week
To receive dagpenge you must register as a jobseeker on Jobnet.dk on your first day of unemployment, publish a CV there within two weeks, log every job application in the joblog, and confirm your job search on Jobnet at least once every seven days.
Læs guide →Dagpenge After You Resign: Quarantine Rules Explained
If you resign without a valid reason you are self-inflicted unemployed and get a three-week quarantine before dagpenge begins. Quitting twice within 12 months makes the second quarantine effective for the rest of that period until you work 276 hours again.
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Løn, skat og penge
Cheapest A-kasse in Denmark 2026: Full Price Comparison
In 2026 the cheapest a-kasse open to everyone in our comparison is A&Til (former FTFa) at 521 DKK per month. Within their own admission areas two funds are lower: Din Sundhedsfaglige A-kasse at 513 DKK for health professionals, and Akademikernes A-kasse at 517 DKK for university graduates and students. After the tax deduction, the real cost of the cheapest funds is around 380 DKK per month.
Læs guide →Danish Tax Explained: AM-bidrag, Deductions and Your Payslip
Danish salary tax is deducted at source in two layers: 8% AM-bidrag (labour market contribution) off the gross amount, then A-tax on the remainder according to your tax card. Typical total taxation is 35–45%, reduced by the personal allowance, the employment deduction and deductible items such as your a-kasse fee and commuting costs.
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Rettigheder, orlov og pension
Feriepenge and Holiday Rules in Denmark: How Holiday Pay Works
In Denmark you earn 2.08 paid holiday days for every month worked — 25 days a year — and can take them almost immediately under the concurrent holiday system. Employees paid by the hour receive 12.5% of their salary as feriepenge instead of paid days off.
Læs guide →Notice Periods and Dismissal Rights in Denmark
Salaried employees (funktionærer) have a notice period from one to six months depending on seniority, and after one year of employment a dismissal must be reasonably justified. Employees not covered by the Salaried Employees Act rely on their contract or collective agreement.
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Arbejde i Danmark: det spørger andre om
- Hvad er en a-kasse, og er den obligatorisk?
- En a-kasse (arbejdsløshedskasse) er en frivillig arbejdsløshedsforsikring. Den er ikke obligatorisk, men uden medlemskab får du ingen dagpenge, hvis du mister dit job — kun kontanthjælp, hvis du overhovedet er berettiget.
- Hvor meget er dagpenge om måneden i 2026?
- Den almindelige maksimale sats for fuldtidsforsikrede er 22,041 kr. om måneden før skat, og op til 26,198 kr. i de første tre måneder, hvis du opfylder betingelserne for beskæftigelsestillæg. Du kan få op til 90 % af din tidligere løn, dog højst maksimumsatsen, så din egen sats afhænger af din situation.
- Hvad skal der til for at få dagpenge?
- Første gang skal du have 12 måneders medlemskab plus en indkomst på 286,632 kr. inden for de seneste tre år (fuldtidsforsikret, højst 23,886 kr. medregnet pr. måned). De 1,924 løntimer, man ofte hører om, gælder ved genoptjening, når dagpengeperioden er brugt.
- Hvor længe kan man få dagpenge?
- Op til 104 uger (to år) inden for tre år. Arbejde undervejs forlænger perioden. Der er ingen generel venteperiode, men efter en opsigelse betaler arbejdsgiveren de første 2 dage (G-dage), og karens trækker én dags ydelse hver 4. måned, medmindre du har haft mindst 148 løntimer (fuldtidsforsikret) i perioden.
- Skal man tale dansk for at bruge en a-kasse?
- Ikke nødvendigvis. Flere kasser sagsbehandler på engelsk, og guides her på siden forklarer reglerne, så kravene kan overholdes uden dansk.