# Akasse.io

> Compare 21 of Denmark's 21 state-recognised a-kasser in English. Prices from 513 DKK/month, a standard maximum dagpenge of 22,041 DKK a month, and step-by-step guides for internationals living in Denmark.

Akasse.io is an independent, free comparison of 21 of Denmark's 21 state-recognised a-kasser (voluntary unemployment insurance funds) plus plain-language guides to dagpenge and the Danish labour market, written for internationals living in Denmark. Content last updated: 2026-08-26. Each price is shown with the source URL it was read from and the date it was checked; no verified price is available for: Metal A-kasse, Socialpædagogernes A-kasse, Din Faglige A-kasse. Akasse.io has no commission or partner agreements with any a-kasse and no fund pays for placement. Akasse.io is not an a-kasse and does not give legal advice.

## Key facts (2026)

- Standard maximum dagpenge, full-time insured: 22,041 DKK/month before tax (max 90% of previous income). Part-time insured: 14,694 DKK/month. Your own rate depends on your circumstances.
- Employment supplement (beskæftigelsestillæg): up to 26,198 DKK/month for the first 3 months, only for members with at least 4 years' unbroken membership who worked 2 of the last 3 years and had an income of at least 547,008 DKK over 3 years.
- First-time qualification: 12 months of membership plus an income of 286,632 DKK within the last 3 years (max 23,886 DKK counted per month, full-time insured).
- Re-qualification after the benefit period is used up: 1,924 paid working hours within 3 years (full-time insured).
- Benefit period: up to 104 weeks (2 years within 3 years, 3,848 hours). No general waiting period: the employer pays the first 2 days after a dismissal (G-days), and karens costs one day's benefit every 4 months unless you worked at least 148 hours in that period.
- Graduate rates: 18,074 DKK/month with dependants; without dependants 15,759 DKK for the first 3 months, then 13,690 DKK (age 30+) or 10,838 DKK (under 30). Requires a programme of at least 18 months and joining no later than 2 weeks after finishing.
- Membership is voluntary and costs 513–573 DKK/month in this comparison; the cheapest fund in this comparison is Din Sundhedsfaglige A-kasse at 513 DKK/month.
- A-kasse and fagforening (trade union) are separate products and can be bought separately.

## Cheapest a-kasser in this comparison

- Din Sundhedsfaglige A-kasse (STAR no. D76): 513 DKK/month, verified 2026-09-11 at https://dsa.dk/medlemskab/danmarks-billigste-a-kasse/kontingent — open to healthcare professionals; English service: no; website: https://www.dsa.dk
- AJKS (STAR no. D10): 514 DKK/month, verified 2026-09-11 at https://ajks.dk/priser-billig-kasse — open to journalism, media & communication; English service: not verified; website: https://ajks.dk
- BUPL-A (STAR no. D81): 516 DKK/month, verified 2026-09-11 at https://bupl.dk — open to pedagogues & early childhood education; English service: not verified; website: https://bupl.dk
- Akademikernes A-kasse (STAR no. D86): 517 DKK/month, verified 2026-09-11 at https://www.aka.dk/medlemskab/kontingent/ — open to university graduates & students; English service: yes; website: https://www.aka.dk
- A&Til (former FTFa) (STAR no. D92): 521 DKK/month, verified 2026-09-11 at https://aogtil.dk/ — open to everyone; English service: yes; website: https://www.aogtil.dk

## Core pages

- [Home — compare a-kasser in English](https://akasse.io/): overview, cheapest funds and the four steps from joining to first payment.
- [Compare 21 of Denmark's 21 a-kasser](https://akasse.io/compare): monthly price, optional union fee, salary insurance, free student membership and English-language service.
- [Knowledge base](https://akasse.io/knowledge): guides to a-kasse, dagpenge, salary, tax, holiday pay and workers' rights.
- [How to join](https://akasse.io/join): step-by-step signup, what you need, switching funds and common mistakes.
- [About](https://akasse.io/about): who we are, our sources, and why we have no commercial agreements with any fund.
- [Price sources and verification dates](https://akasse.io/sources): every monthly fee with the exact page it was read from and the date it was last checked.

## Price source pages (one per fund)

- [Akademikernes A-kasse price, source and verification date](https://akasse.io/sources/akademikernes): 517 DKK/month, checked 2026-09-11, source https://www.aka.dk/medlemskab/kontingent/.
- [A&Til (former FTFa) price, source and verification date](https://akasse.io/sources/aogtil): 521 DKK/month, checked 2026-09-11, source https://aogtil.dk/.
- [Det Faglige Hus price, source and verification date](https://akasse.io/sources/det-faglige-hus): 528 DKK/month, checked 2026-09-11, source https://www.detfagligehus.dk/bliv-medlem/priser-for-fagforening-og-a-kasse/.
- [MA — Magistrenes A-kasse price, source and verification date](https://akasse.io/sources/ma): 562 DKK/month, checked 2026-09-11, source https://ma-kasse.dk/hvorfor-blive-medlem/medlemskab/kontingentet-i-2026/.
- [Min A-kasse price, source and verification date](https://akasse.io/sources/min-akasse): 542 DKK/month, checked 2026-09-11, source https://minakasse.dk/nyheder/a-kassernes-kontingent-stiger-ved-aarsskiftet/.
- [Lederne A-kasse price, source and verification date](https://akasse.io/sources/lederne): 542 DKK/month, checked 2026-09-11, source https://www.lederne.dk/medlemskab.
- [HK Danmarks A-kasse price, source and verification date](https://akasse.io/sources/hk): 552 DKK/month, checked 2026-09-11, source https://www.hk.dk/blivmedlem/akasse.
- [Frie price, source and verification date](https://akasse.io/sources/frie): 555 DKK/month, checked 2026-09-11, source https://frie.dk/loenmodtager/find-svar/medlemskab/forstaa-din-regning.
- [Krifa price, source and verification date](https://akasse.io/sources/krifa): 556 DKK/month, checked 2026-09-11, source https://www.krifa.dk/priser.
- [ASE price, source and verification date](https://akasse.io/sources/ase): 560 DKK/month, checked 2026-09-11, source https://www.ase.dk/a-kasse/priser.
- [CA A-kasse price, source and verification date](https://akasse.io/sources/ca): 561 DKK/month, checked 2026-09-11, source https://www.ca.dk/a-kasse-og-dagpenge/kontingentsatser/.
- [Metal A-kasse price, source and verification date](https://akasse.io/sources/metal): price not verified.
- [3F A-kasse price, source and verification date](https://akasse.io/sources/3f): 570 DKK/month, checked 2026-09-11, source https://www.3f.dk/bliv-medlem/derfor-skal-du-vaelge-3f/kontingent-til-3f-og-a-kassen.
- [Din Sundhedsfaglige A-kasse price, source and verification date](https://akasse.io/sources/dsa): 513 DKK/month, checked 2026-09-11, source https://dsa.dk/medlemskab/danmarks-billigste-a-kasse/kontingent.
- [Lærernes A-kasse price, source and verification date](https://akasse.io/sources/laererne): 521 DKK/month, checked 2026-09-11, source https://laka.dk/kontingent.
- [Teknikernes A-kasse price, source and verification date](https://akasse.io/sources/teknikernes): 573 DKK/month, checked 2026-09-11, source https://tl.dk/hvorfor-tl/.
- [AJKS price, source and verification date](https://akasse.io/sources/ajks): 514 DKK/month, checked 2026-09-11, source https://ajks.dk/priser-billig-kasse.
- [BUPL-A price, source and verification date](https://akasse.io/sources/bupl-a): 516 DKK/month, checked 2026-09-11, source https://bupl.dk.
- [FOAs A-kasse price, source and verification date](https://akasse.io/sources/foa): 552 DKK/month, checked 2026-09-11, source https://www.foa.dk.
- [Socialpædagogernes A-kasse price, source and verification date](https://akasse.io/sources/sl-akasse): price not verified.
- [Din Faglige A-kasse price, source and verification date](https://akasse.io/sources/fak): price not verified.

## Guides

- [Cheapest A-kasse in Denmark 2026: Full Price Comparison](https://akasse.io/knowledge/cheapest-a-kasse-in-denmark): In 2026 the cheapest a-kasse open to everyone in our comparison is A&Til (former FTFa) at 521 DKK per month. Within their own admission areas two funds are lower: Din Sundhedsfaglige A-kasse at 513 DKK for health professionals, and Akademikernes A-kasse at 517 DKK for university graduates and students. After the tax deduction, the real cost of the cheapest funds is around 380 DKK per month.
- [Dagpenge After You Resign: Quarantine Rules Explained](https://akasse.io/knowledge/dagpenge-after-you-resign): If you resign without a valid reason you are self-inflicted unemployed and get a three-week quarantine before dagpenge begins. Quitting twice within 12 months makes the second quarantine effective for the rest of that period until you work 276 hours again.
- [Feriepenge and Holiday Rules in Denmark: How Holiday Pay Works](https://akasse.io/knowledge/holiday-pay-feriepenge): In Denmark you earn 2.08 paid holiday days for every month worked — 25 days a year — and can take them almost immediately under the concurrent holiday system. Employees paid by the hour receive 12.5% of their salary as feriepenge instead of paid days off.
- [How to Apply for Dagpenge as a Foreigner in Denmark (2026 Guide)](https://akasse.io/knowledge/how-to-apply-for-dagpenge-as-a-foreigner): To apply for dagpenge (unemployment benefits) as a foreigner in Denmark, you first need to join a recognised unemployment insurance fund (a-kasse) and meet its membership and income requirements, then register as a jobseeker on Jobnet and submit your dagpenge application through your a-kasse within the deadline after your last day of work. Before any of that, you need a CPR number, MitID (Danish digital ID), and a NemKonto (bank account linked to your CPR) set up, since these are required to log in to Jobnet and receive payments. The whole process is largely digital, so having your admin basics sorted early makes it much smoother.
- [Jobnet.dk and Joblog: What You Must Do Every Week](https://akasse.io/knowledge/jobnet-and-joblog-requirements): To receive dagpenge you must register as a jobseeker on Jobnet.dk on your first day of unemployment, publish a CV there within two weeks, log every job application in the joblog, and confirm your job search on Jobnet at least once every seven days.
- [Danish Tax Explained: AM-bidrag, Deductions and Your Payslip](https://akasse.io/knowledge/danish-tax-for-internationals): Danish salary tax is deducted at source in two layers: 8% AM-bidrag (labour market contribution) off the gross amount, then A-tax on the remainder according to your tax card. Typical total taxation is 35–45%, reduced by the personal allowance, the employment deduction and deductible items such as your a-kasse fee and commuting costs.
- [A-kasse for Internationals: Rules for EU and Non-EU Workers](https://akasse.io/knowledge/a-kasse-for-internationals): Any foreigner living and working in Denmark with a CPR number can join an a-kasse on the same terms as Danish citizens. EU/EEA citizens can transfer insurance periods from their home country using a PD U1 document; non-EU citizens need a residence permit that allows work and must keep that permit valid to claim dagpenge.
- [What is an A-kasse? Denmark's Unemployment Insurance Explained](https://akasse.io/knowledge/what-is-an-a-kasse): An a-kasse (arbejdsløshedskasse) is a private, state-supervised unemployment insurance fund. You pay 513–573 DKK a month in our comparison, and once you have 12 months of membership and meet the income requirement of 286,632 DKK over three years you can claim dagpenge — a standard maximum of 22,041 DKK a month before tax for full-time insured members — for up to two years within three years.
- [Dagpenge Rate 2026: How Much Unemployment Benefit You Get](https://akasse.io/knowledge/dagpenge-rate-2026): The standard maximum rate for full-time insured members is 22,041 DKK a month before tax in 2026 (about 5,085 DKK a week), equal to 90% of your previous salary up to that ceiling. Your own rate depends on your circumstances: part-time insured members get up to 14,694 DKK, members who meet the conditions for the employment supplement (beskæftigelsestillæg) up to 26,198 DKK for the first three months, and recent graduates fixed graduate rates.
- [What is Dagpenge? Denmark's Unemployment Benefit in Plain English](https://akasse.io/knowledge/what-is-dagpenge-and-who-pays-it): Dagpenge is Denmark's unemployment benefit, paid monthly by your own a-kasse — not by the municipality. You are entitled to it if you have been an insured member for 12 months, meet the work requirement, are registered as a jobseeker on Jobnet.dk and are actively looking for work.
- [How to Join an A-kasse in Denmark: Step-by-Step Guide](https://akasse.io/knowledge/how-to-join-an-a-kasse): To join an a-kasse you need a CPR number and MitID, then complete the fund's online form — around ten minutes. Membership starts the day the fund receives your application, and that date starts your 12-month qualifying period, so join on your first working day in Denmark.
- [What is a Fagforening? Danish Trade Unions vs A-kasse](https://akasse.io/knowledge/what-is-a-fagforening): A fagforening is a trade union: it negotiates collective agreements, checks your contract and represents you in disputes with your employer. An a-kasse only insures your income. They are separate products with separate fees, and you can buy either one alone.
- [Notice Periods and Dismissal Rights in Denmark](https://akasse.io/knowledge/your-rights-notice-and-dismissal): Salaried employees (funktionærer) have a notice period from one to six months depending on seniority, and after one year of employment a dismissal must be reasonably justified. Employees not covered by the Salaried Employees Act rely on their contract or collective agreement.
- [Dagpenge Eligibility: The Income and Membership Rules Explained](https://akasse.io/knowledge/dagpenge-eligibility-income-membership-rules): To qualify for unemployment benefits (dagpenge) in Denmark, you generally need to have been a member of an unemployment insurance fund (a-kasse) for a minimum period, meet an income requirement from recent paid work, and be registered as a jobseeker while actively available for work. The exact income thresholds and membership periods are set in Danish law, administered by STAR (the Danish Agency for Labour Market and Recruitment), and adjusted periodically, so this article explains the mechanics rather than quoting figures that may already be outdated by the time you read them. Always check the current numbers directly with your a-kasse or on star.dk before making decisions based on them.
- [How Long Can You Receive Dagpenge in Denmark? (2026 Guide)](https://akasse.io/knowledge/how-long-can-you-receive-dagpenge): In Denmark, most full-time insured members can receive dagpenge (unemployment benefits) for up to two years within a rolling reference period. This is often called the benefit period (dagpengeperiode), and it works inside a wider three-year window: the more benefit days you use, the faster your entitlement is consumed, but you can also rebuild new rights by working. Always check the current rules with your a-kasse or star.dk, since the exact mechanics can be technical.

## Languages

- English: https://akasse.io/
- Danish: https://akasse.io/da
- Polish: https://akasse.io/pl
- German: https://akasse.io/de
- Ukrainian: https://akasse.io/uk

## Optional

- [Full text of every English guide](https://akasse.io/llms-full.txt)
- [Sitemap](https://akasse.io/sitemap.xml)